Overview

Comparison of four community platforms designed for different audiences: Substack (content creators), Circle (membership communities), Skool (learning communities), and Zoho CommunitySpaces (enterprise organizations).

Platform-at-a-Glance Comparison

FeatureSubstackCircleSkoolZoho
Primary FocusContent publishingCommunity engagementLearning + communityEnterprise collaboration
Best ForWriters, creatorsMembership + coursesCohort-based learningB2B, organizations
PricingFree to start$49-200+/mo$9-99/moCustom/enterprise
Community HubNotes + ChatSpaces + ChatCommunity feedDiscussion spaces
Courses❌ None✅ Yes✅ Yes❌ None
Live Streaming✅ Substack Live✅ Yes✅ Skool Call✅ Yes
Gamification❌ Limited✅ Points/leaderboards✅ Points/leaderboards✅ Badges/leaderboards
Mobile Apps✅ Native✅ Native Circle✅ Native✅ White-label
Payment Processing✅ Built-in✅ Built-in✅ Built-in✅ Built-in (0% fees)
White-Label❌ No❌ Limited❌ No✅ Complete
Integrations⚠️ Limited⚠️ Limited⚠️ Zapier only✅ API + MCP
Knowledge Base❌ No⚠️ Limited⚠️ Limited✅ Full KB
Enterprise Scale❌ No⚠️ Limited❌ No✅ 10K+ members
Transaction FeesYes (varies)4% (Basic)Included0% ✅

Detailed Comparison

Growth & Discovery Mechanisms

Substack

  • Algorithm-driven discovery (evolving constantly)
  • Recommendations system (exponential reach)
  • Notes as viral growth engine
  • Livestreaming as guaranteed reach (notifications)
  • Requires outside-platform network building

Circle

  • Community-centric engagement
  • Member network within space
  • AI agents assist with moderation
  • Less algorithm-driven, more direct engagement
  • Inbound through member invitations

Skool

  • Community-first feed
  • Gamification drives participation
  • Peer-to-peer learning motivation
  • Member directory for discovery
  • Cohort-based accountability

Zoho

  • Organizational recommendation systems
  • Partner portals for network expansion
  • Branded discovery (within organization)
  • Role-based visibility
  • Integration with business systems

Content Creation & Distribution

Substack

  • Essays: Long-form, credibility-building
  • Notes: Short-form, visual-mandatory
  • Video: Livestreaming and highlights
  • Format: Written content + visual evolution
  • Strategy: Multi-surface consistency required

Circle

  • Posts: Threaded discussions
  • Courses: Integrated with community
  • Events: Webinars and live calls
  • Resources: Library system
  • Strategy: Course + community bundling

Skool

  • Community posts: Feed-based
  • Courses: Simple structure with lessons
  • Classroom: Native video hosting
  • Events: Calendar + Skool Call livestreaming
  • Strategy: Learning + accountability

Zoho

  • Discussions: Threaded Q&A
  • Knowledge Base: Searchable articles
  • Events: Webinars and meetings
  • Multimedia: Document management
  • Strategy: Organizational knowledge consolidation

Monetization & Revenue Models

Substack

  • Model: Subscription only
  • Revenue Split: Platform takes cut (variable)
  • Strength: Direct subscriber relationship
  • Strategy: Platform-native audience converts 4x better than external
  • Best For: Direct subscriber monetization

Circle

  • Model: Subscription + membership + courses
  • Transaction Fee: 4% on Basic, varies higher
  • Strength: Integrated checkout, branded experience
  • Flexibility: Multiple revenue streams
  • Best For: Hybrid membership + course model

Skool

  • Model: Membership + courses + events
  • Cost: Lowest entry ($9/mo), simple model
  • Strength: Affordable, includes core features
  • Flexibility: Multiple monetization options
  • Best For: Budget-conscious creators

Zoho

  • Model: Subscription + premium features
  • Transaction Fee: 0% on paid subscriptions ✅
  • Strength: Zero take-rate on revenue
  • Best For: Organizations maximizing revenue retention

Community Engagement Quality

Substack

  • Engagement Type: Network effects through recommendations
  • Quality: Depth through comments and Chat
  • Scale: Growing toward mainstream saturation
  • Strength: Genuine network building
  • Limitation: Algorithm-dependent visibility

Circle

  • Engagement Type: Multi-dimensional (posts, chat, events, courses)
  • Quality: AI workflows reduce friction
  • Scale: 15,000+ communities, proven at scale
  • Strength: Community-centric design
  • Limitation: Requires active moderation

Skool

  • Engagement Type: Community-first with gamification
  • Quality: Peer-to-peer learning and accountability
  • Scale: Growing, particularly in coaching niches
  • Strength: Simplicity drives participation
  • Limitation: Fewer advanced features

Zoho

  • Engagement Type: Organizational collaboration
  • Quality: Role-based, moderated discussions
  • Scale: Enterprise-grade (1K-10K+ members)
  • Strength: Structured, professional environment
  • Limitation: Less organic/social feel

Ideal User Profiles

Substack Creator

  • Independent writers and creators
  • Newsletter monetization focus
  • Content-first strategy
  • Interested in audience building
  • Network effects over course sales

Circle Member

  • Membership creators with multiple income streams
  • Course bundling desired
  • Want feature-rich platform
  • Need community tools + educational content
  • Willing to manage more complexity

Skool Creator

  • Coaches and course creators
  • Cohort-based program leaders
  • Budget-conscious builders
  • Simplicity priority
  • Community + learning hybrid

Zoho Administrator

  • Enterprise organizations
  • Multi-stakeholder engagement (customers, partners, employees)
  • White-label requirement
  • Integration into business systems
  • Revenue retention priority

Feature Deep Dives

Knowledge Management

Substack: ❌ No built-in knowledge base
Circle: ⚠️ Resource libraries within courses
Skool: ⚠️ Searchable community content only
Zoho: ✅ Full knowledge base + document management

Winner for knowledge-heavy communities: Zoho

Courses & Learning

Substack: ❌ None
Circle: ✅ Full course builder, integrated with community
Skool: ✅ Simple course builder, native video hosting
Zoho: ❌ None (discussion/KB only)

Winner for course integration: Circle (more advanced) or Skool (simpler)

Live Streaming

Substack: ✅ Substack Live (auto-clips to Shorts)
Circle: ✅ Native streaming
Skool: ✅ Skool Call (up to 10K participants)
Zoho: ✅ Native video conferencing

Winner for streaming scale: Skool (10K capacity)

Automation & AI

Substack: ❌ Minimal
Circle: ✅ AI agents for moderation and member support
Skool: ❌ None
Zoho: ✅ Automated workflows, moderation

Winner for automation: Circle

White-Labeling

Substack: ❌ Platform branding always visible
Circle: ⚠️ Limited customization
Skool: ❌ Native Skool app only
Zoho: ✅ Complete white-label (domain, mobile apps, UI)

Winner for white-label: Zoho

Integration Ecosystem

Substack: ⚠️ Limited (YouTube Shorts integration)
Circle: ⚠️ Limited (needs external email marketing)
Skool: ⚠️ Zapier/webhooks only
Zoho: ✅ API + MCP, integrates with Zoho ecosystem

Winner for integration: Zoho

Selection Matrix

”I’m a Creator Monetizing Writing”

Substack

  • Focus: Content publishing + subscriber monetization
  • Strength: Built-in audience discovery, livestreaming
  • Note: Platform-native audience converts 4x better

”I Have Courses I Want to Sell”

Circle or Skool

  • Circle: More advanced features, AI automation
  • Skool: Simpler, cheaper, faster to launch
  • Both: Integrate courses with community

”I’m Running a Learning Community”

Skool (simpler) or Circle (more features)

  • Skool: Cohort-based, gamification, $9 entry
  • Circle: Multi-stream engagement, AI support

”I’m a Corporate/Enterprise Community”

Zoho CommunitySpaces

  • Strength: White-label, 0% fees, enterprise scale
  • Use: Customer communities, partner portals, internal knowledge

”I Need Simplicity & Low Cost”

Skool ($9/mo)

  • Includes: Community, courses, events, gamification
  • Trade-off: Fewer integrations, less white-label

”I Need Maximum Features”

Circle

  • Includes: Community, courses, events, AI agents, streaming
  • Trade-off: Higher cost ($49+/mo)

“I Need Multi-Model Approach”

Substack + Circle/Skool

  • Use Substack for content distribution/audience building
  • Use Circle/Skool for monetized community

Platform Evolution & Roadmap Signals

Substack: Moving visual/mainstream, evolving algorithm
Circle: Expanding AI automation, community-first features
Skool: Adding native streaming, video hosting, marketplace
Zoho: Deepening enterprise integrations, compliance features

Common Pitfalls & How to Avoid

Selecting Wrong Platform for Goal

  • Risk: Investing in feature-heavy platform when simplicity needed
  • Solution: Match complexity level to your needs (Skool simple, Circle mid, Zoho complex)

Underestimating Moderation Needs

  • Risk: Community quality degradation without active moderation
  • Solution: Use Circle’s AI agents or Zoho’s moderation workflows

Over-Reliance on Single Revenue Stream

  • Risk: Platform algorithm changes (Substack) or member churn
  • Solution: Diversify (membership + courses + events)

Ignoring Integration Needs Early

  • Risk: Building on Skool then needing integrations
  • Solution: Plan integration needs upfront; Zoho best for complex integrations

Not Planning for Scale

  • Risk: Outgrowing platform limitations
  • Solution: Choose based on projected scale (Zoho handles 10K+; others at 1-5K)

Migration Considerations

Moving between platforms is difficult. Key before committing:

  • Data Ownership: Can you export member data? (Circle: limited, Zoho: better)
  • Member Lock-in: Can members follow you? (Substack: portable, others: not)
  • Content Portability: Can you take courses/content out? (Circle: difficult, Skool: easier)

Summary Decision Framework

Your PriorityBest ChoiceRunner-up
Content monetizationSubstackCircle
Course + community bundlingCircleSkool
Learning cohortsSkoolCircle
Enterprise engagementZohoCircle
BudgetSkoolSubstack
Feature completenessCircleZoho
Revenue controlZohoCircle
SimplicitySkoolSubstack
Mobile experienceCircle/SkoolSubstack
Community cultureCircleSubstack

Final Recommendation

Start with audience: Build on Substack (free, discoverable)
Then add monetization: Layer Circle or Skool for courses/membership
Enterprise scale: Move to Zoho when organizational needs emerge

Or choose single platform based on your primary motion:

  • Writing monetization → Substack
  • Membership business → Circle
  • Cohort learning → Skool
  • Enterprise community → Zoho